.Union Money Management Minister Nirmala Sitharaman3 minutes went through Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Administrator Nirmala Sitharaman revealed that the government targets to open up over 30 million brand new PMJDY accounts throughout 2024-25.Rundown reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 million Jan-Dhan accounts have actually levelled due to the fact that the scheme's launch a many years ago, with an advancing deposit balance of Rs 2.3 trillion.The normal balance every profile has actually improved coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Roughly 80 per-cent of these accounts are actually currently energetic." PMJDY has actually played a crucial duty during the astronomical, particularly for ladies," stated Sitharaman.Even with the allocation for no equilibrium and the lack of a minimal equilibrium demand, just 8.4 percent of the profiles keep a no equilibrium. The plan has been actually especially effective in country as well as semi-urban regions, where 66.6 percent of the accounts lie.As of August 14, 2024, females account owners exemplify 55.6 per cent of the complete profiles, totaling up to 295.6 thousand accounts, depending on to the Ministry of Financial.
Currently, 99.95 per-cent of all settled towns possess banking resources available within a 5-kilometre radius with a variety of touchpoints, featuring banking company divisions, automated teller makers, banking correspondents, and also India Post Payments Financial Institution.Since August 14, 2024, there more than 1.73 billion personnel CASA (current account interest-bearing account) profiles in the nation, featuring much more than 530 million surgical PMJDY profiles.Relating to social protection schemes, Sitharaman highlighted that over 200 million collective enrolments have actually delivered life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly superior of Rs 436.Also, over 450 thousand advancing enrolments have actually offered 1 year unintended cover of Rs 2 lakh (for fatality or irreversible complete handicap) and Rs 1 lakh (for irreversible limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs 20 annually.The Atal Pension account Yojana has actually enrolled over 68 million subscribers.In regards to credit-linked plans, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing finances totaling up to Rs 29.93 mountain (as of July 12, 2024) have actually been actually allowed to deliver collateral-free institutional money to small and also small company units around Rs 10 lakh for income-generating tasks.Under the Rise India Scheme, 236,000 collective financings completing Rs 53,609 crore (since July 15, 2024) have been actually allowed to Set up Caste, Scheduled People, and also women entrepreneurs for setting up greenfield ventures.In addition, the Pradhan Mantri SVANidhi program has accredited financings worth Rs 12,630 crore to 6.52 million street merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY cumulative deposit balance of Rs 2.3 trillion.u00b7 There are over 1.73 billion surgical CASA profiles.u00b7 Women account holders comprise 55.6% of overall profiles.1st Posted: Aug 27 2024|9:37 PM IST.